Apple Cash Not Working
Apple cash not working usually happens because of verification issues. So if you are not able to send and receive money through apple cash then you need to get your id/identity re-verified to keep on using apple cash. Another reason could also be that your account might be restricted, locked or suspended.
Before diving into the problem of how to fix the issue of Apple Pay Cash not working on your iPhone, let me walk through the steps of setting up Apple Pay Cash on your iPhone, iPad. Check out the top headline of this post for the instructions to setup Apple Pay Cash on your iPhone, if you are unfamiliar with it yet, or open your wallet app > Apple Cash Card > Follow the on-screen instructions to finish setting it up. If you do not see Apple Pay Cash Card in Wallet, ensure that Apple Cash is enabled under Settings.
Simply open the Apple Cash Card in either the Wallet app or in the Settings menu under Wallet and Apple Pay. Go to Messages and tap the payment, or look for a payment in your Apple Cash cards transaction history in the Wallet app or settings. When you get money from a contact, you will find it on a digital Apple Cash card in your Apple Wallet (you will need to agree to terms to set it up).
When you receive cash from someone via text before accepting, then it automatically gets stored on the Apple Pay Cash card. You can add money to your Apple Cash card, though it will automatically add any missing balances from a debit card or pre-paid card when paying someone. If you wish to withdraw money from an Apple Cash balance, you can transfer the desired amount to your linked debit card, and funds will be available in one to three business days.
Once your Apple Cash account has been funded with money from your connected debit card, you can use Apple Cash to send money back and forth between friends and family, or make purchases at merchants. Apple Pay works in the same way that Apple Pay works in-house, but you can add an Apple Card to be used as one of your credit cards (see more details below) and can use Apple Cash to move funds back and forth to your friends and family. Instead of scrambling for cash, checks, or credit cards, you use the mobile payments service Apple Pay to make purchases quickly and conveniently.
Once Apple Pay is set up, you will be able to use your device to make convenient, contactless payments anytime you see Apple Pay as a payment option, either online or at a physical retailer. By setting up a digital wallet on your mobile device, your favorite payment options are at your fingertips, even when you cannot reach for your card. So, instead of digging into your wallet to find your cards, you can pull out your virtual credit card to pay for things online or at the store using your iPhone.
Once you are in the devices wallet settings function, follow the instructions there to add your debit and/or credit card info. If you have one, pull up your digital wallet on your Apple device and select which card you would like to use. You can either enter in all of your card details manually, or you can use your iPhones camera to scan your card.
Purchases made using Apple Pay can be returned easily to a card; you will have to be sure you are scanning the right digital card, though. If a card issuer does indeed support Apple Pay, but a card still does not work, you should reboot your device and try it again, making sure your device is connected to Wi-Fi or cellular service. If none of the solutions above worked (including reaching out to the bank or card issuer), resetting your device may solve your Apple Pay problem.
If none of the above fixes works, head over to Apples online support site for assistance, if you would like to troubleshoot your own. From this point, potential fixes are becoming more and more uncomfortable and time-consuming, so only try these out if nothing else works and you do not want to get help from Apples customer service. The easiest of these more involved fixes is removing and replacing cards from your Apple wallet.
| Reasons | Apple Cash Not Working |
| Less Balance in Card | Insufficient balance or account in arrears |
| Suspended Account | Account suspended for suspected fraud |
| Wrong Card Number | Error in card number or wrong expiration date |
| Wrong CVV Code | Wrong security CVV code |
| Wrong Address | Address in your iTunes account does not match exactly the billing address for the card |
To resolve the problem, you can reach out to Apple support and go through the following procedures. To resolve this problem, you might have to confirm your identity, and if still, Apple Cash is not working, you will have to contact Apple support to get further procedures. Your issue of Apple Cash not working can also be solved by resetting your devices network settings. Resetting an Apple device (iPhone or iPad) from backup may also be the solution to Apple Cash not working issues.
It is possible something went wrong in how you signed in to your Apple Account, so just like you may have tried rebooting your iPhone or replacing a credit card, you could log out of your Apple ID and sign in again. As a final effort, try signing out of your Apple ID, and then signing in again. Wait for thirty seconds, boot up the iOS device, and then sign in using your Apple ID. If the bug still occurs, install the latest version of iOS or macOS, and log out of your Apple ID account.
If you are getting this error on an iPhone, head into Settings, select General, and tap Software Update. If you are getting this error on your macOS device, go to Apple Menu, then System Preferences. If your error is caused by a temporary problem with your server, signing out of your Apple Account should help you to set up a new connection to your server.
If you are unable to redeem your Apple Cash payment, first try each of these steps, and then try redeeming your payment again. After your first transaction, most users will have Apple Cash set to auto-accept payments (this is by default), so there is likely to not be a lot of room for canceling.
When Apple Pay and a terminal are working properly, Apple Pays wallet automatically launches, selecting your default card, as soon as you put your iPhone next to a terminal. With Instant Transfer, you can now quickly transfer money from an Apple Pay Cash balance to an eligible Visa Debit Card within Wallet. In addition to sending or receiving money from friends or family, Apple Cash can be used for secure, contactless payments when used with Apple Pay.
If you are experiencing issues paying off or managing Apple Card today, you are not alone, as Apple has confirmed the issues are still occurring. Most issues can easily be addressed by taking the following easy steps with care, while a few issues will require Apples attention.
The Apple Card acts as an actual credit card, just like a plastic or metal card in your purse or wallet, with an interest rate and a maximum 3% cash-back, but mostly lives on your iPhone as a digital card.
Why is Cash App declining my transaction?
Cash App keeps an eye on your account for any unusual activity. We cancel payments that might be fraudulent to stop you from being charged. Your money will be immediately refunded to your Cash App balance or associated bank account if this happens.
Why is my Apple cash not working?
If there is a suspicion of fraud or if more security checks are required, your account may be frozen. You cannot use Apple Cash to make purchases, send or receive money, add money to your account, or transfer money to your bank if your account is locked.