Skip to Content

How To Add Money To Apple Pay Without Debit Card

How To Add Money To Apple Pay Without Debit Card

How To Add Money To Apple Pay Without Debit Card?

Contrary to what many believe, you actually have to add money to your Apple Pay or Apple Cash Card in order to use it. This is usually done through your debit card. However, the process isnt hindered if you dont have a debit card; you can very easily use your credit card.

If you for whatever reason do not have a debit card available to you to finance your Apple Pay wallet, then you will be glad to know you can use other methods to finance Apple Pay (add money). Apple Pay can be used with credit cards and debit cards issued by Brazilian bank Itau Unibanco at retail stores that accept NFC payments, as well as inside apps. MasterCard and Visa credit and debit cards issued by Banque Populaire, Ticket Restaurant, Carrefour Banque, Caisse dEpargne, BNP Paribas, HSBC Bank, Vivid Money, and others are available for use with Apple Pay in France.

Apple Pay launched in Mexico on Feb. 23, allowing Citibanamex, Banorte, HSBC, and Inbursa customers with American Express and MasterCard debit and credit cards to use Apple Pay in the country when making contactless payments. Apple Pay launched in Hong Kong on July 20, 2016, supporting Visa, MasterCard, and American Express debit and credit cards issued by Hang Seng Bank, Bank of China (Hong Kong), DBS Bank (Hong Kong), HSBC, Standard Chartered, Citibank, and directly by American Express. Apple Pay launched in Germany on December 10, 2018, with Apple Pay available via American Express, Deutsche Bank, Viabuy, Consorsbank, Hanseatic Bank, HypoVereinsbank, Edenred, Comdirect, Fidor Bank, Sparkasse, Sparkassen-Karte, Commerzbank, and mobile banking and payments services O2, N26, bunq, and VIMpay.

Erste Bank, Sparkasse, N26, Bank Austria, and Raiffeisen Bank support Apple Pay in Austria, so customers of those banks can add their credit and debit cards to the Wallet app to be used with Apple Pay. With Apple Pay on an iPhone, iPad, or Apple Watch, you can pay for things in stores, online, and in supported apps using saved credit or debit cards or your Apple Cash account balance. Once you have setup Apple Pay on your iPhone, you can send money, pay for goods and services with your Apple Cash balance, and even transfer Apple Cash to a bank account.

If you have money on your Apple Cash2 card, you can take it out and transfer it to your bank account within 1 – 3 business days, or instantly transfer it to an eligible debit card6. You can add money on Apple Cash cards, though when paying someone, it automatically adds any missing balance on your debit card or pre-paid card. If you prefer not to use Apple Cash2 – or there is not enough in Apple Cash to cover a transfer – you can also pay using any card that is parked in your Apple wallet5.

Learn how to add money to apple pay without a debit card

Then, you can open Apples Wallet app, choose your Apple Cash card, then review the latest transactions to confirm that you transferred the money. If you do not have a bank account linked to your Apple Wallet app, then use the on-screen instructions to add one. Confirm transactions using Face ID, Touch ID, or passcode. The minimum amount is $10 Tap Add, then select the linked card from which you would like to withdraw money Confirm the billing address shown is correct Confirm that the transaction was authorized using Face ID, Touch ID, or your passcode.

Open Apples Wallet app Tap on the Add button Choose either a debit or credit card, depending on which type of card you have Tap Continue Follow on-screen instructions for adding a new card If asked, choose your bank or card issuer from the listed options, or use the search bar to locate it Verify your information with your bank or card issuer. Open the Apple Pay Wallet app Tap the Apple Card tap the More button (…) Tap the Get Physical Titanium Apple Card Follow the instructions on-screen. Like most digital wallets, you will be asked to obtain your Apple Card after setting it all up.

You can add more than one card in Apples wallet app, but you need to set one up as your default, meaning this card will automatically be used on each transaction. Open Apples Messages app Tap on the image for your Apple Cash Card, and tap on the “More” button (…) Tap on “Transfer to bank” Enter an amount to transfer, and tap Next Choose Instant Transfer If you do not have a linked debit card that is compatible, you will have to add one first. Tap on the labeled “>” to select which card you would like to transfer funds To confirm billing information for your chosen debit card. If you do not see an Apple Pay button, tap on the stylized A next to the Messages Bar First, enter the amount of money you would like to send your contact Tap on Send Tap on Send.

Tap on the Send Request With Messages button to open the request within the Messages app. To request money from someone else via the Messages app, open a conversation with the person and tap on their app icon. Previously, you had to use the Messages app on an Apple device to send or request money.

With the Cash app, the user can send money, pay bills, or withdraw money from an ATM, if the option is available, among other transactions. Similar to Venmo, apps on a variety of Apple devices allow linking your credit or debit cards to enable sending of cash. You can easily get a digital bank account for free, which gives you a debit card once you open an account.

Today, there are other alternative ways of moving money from digital bank apps to real-world bank accounts, like Cheese Mobile Banking, an awesome online platform that provides basic banking services with rewards in cash. To carry out the digital cash transfers from one bank to another, as well as from one person to another, there are several trusted and safe apps to assist. To top up Apple Cash, you need either a debit card, or you can receive payments through Messages or Daily Cash (cashback) by using an Apple Credit Card.

Apple Pay supports American Express, U.S. Bank, ABSA, Discovery Bank, Nedbank, and more. You can also add money to your Apple Pay wallet via a bank credit card. You must have an iPhone or iPad to use the Apple Card, otherwise, you can use it for only eligible purchases at Apples web sites and stores. Apple Cash card is basically a dedicated prepaid card, with certain financial services provided by Green Dot Bank for Apple.

How do I deposit money into Apple Pay?

Open the Wallet application, choose your Apple Cash card, select More, and then select Add Money. Open the Settings app on your iPad, select Wallet & Apple Pay, select your Apple Cash card, and then select Add Money. Open the Wallet app on your Apple Watch, select your Apple Cash card, select Card Balance, and then select Add Money.

Can you connect Apple Pay to the cash app without the card?

You cannot link a bank account to Apple Pay in order to make transfers; it only works with bank-issued debit and credit cards. Because of this, you can indirectly transfer money via Apple Pay to your bank account, and from there to your Cash App wallet.

Can I add money to Apple Pay from my bank account?

Tap the Apple Pay Cash card after launching the Wallet app. The Cash card settings can be accessed by tapping the three horizontal dots in the top right corner. Select Add Money, then input the desired amount from the Cash card’s connected bank account.